At Stamford Insurance, we’ve made it our mission to raise the standard for Building Warranty (Latent Defects) insurance in New Zealand.
Since 2014, Stamford Insurance has led the way and is now New Zealand’s leading provider of insurance-backed Building Warranties. Our mission is to support builders and developers by enabling them to offer comprehensive coverage against building defects that may arise up to 10 years after the completion of their projects, providing the ultimate peace of mind to their homebuyers.
Now Underwritten by Lloyd’s of London
We’re proud to be a Lloyd’s Coverholder, issuing policies on behalf of Lloyd’s – the world’s leading insurance and reinsurance marketplace. With over 330 years of global experience, Lloyd’s is one of the largest commercial insurers and reinsurers in New Zealand, known for its financial strength, reliability, and expertise.
Lloyd’s holds an A+ (Superior) rating from AM Best, giving our clients the assurance of long-term protection and unmatched financial security.

For more information, please visit AM Best Ratings.
Together, Stamford Insurance and Lloyd’s offer developers and builders the confidence of comprehensive coverage backed by a globally trusted name.
The Advantages of Choosing Stamford Insurance
- Comprehensive Protection
Covers defects in design, materials, and workmanship – the 3 key elements for good building performance. - Unmatched Security
Backed by an A+ (Superior) rated insurer which operates in over 200 countries and with over 330 years of experience. - Flexible Policies
Suitable for projects of any size and value including large apartment buildings. - Full Value Policies
Based on construction costs (excluding land). - Efficient Claims Process
First-response policy for timely and efficient claims management.
A Note from Our Founder
I started Stamford Insurance in 2014, after moving to New Zealand from the UK where I spent 35 years in the insurance and financial services industry. What struck me soon after arriving was a gap in the market – there was no local equivalent to the robust, post-completion warranties used across the UK and Europe.
That realisation led to Stamford’s creation. Over a decade later, with more than 14,000 policies issued, I’m proud of the role we’ve played in improving confidence in new builds and helping our clients safeguard their projects and deliver greater peace of mind to buyers.
Thanks to everyone who has been part of the journey so far – our clients, our surveyors, and our fantastic team.
Duncan Colebrook
Founder and Director
Stamford Insurance